How much does Switzerland cost me per month?

Anyone emigrating to Switzerland needs to know what costs they will incur. So that you have clarity about what Switzerland will cost you each month, the Budget calculator from Deine3a a detailed overview. It is based on typical expenses that affect expats and immediately shows you what your personal budget could look like. Below we explain the five key cost factors that the calculator takes into account.

1. rent and housing

Housing is one of the biggest budget items for anyone planning to emigrate to Switzerland. Rental prices can vary considerably depending on the city, canton and location. In popular cities such as Zurich, Geneva or Lausanne, you can expect significantly higher costs than in more rural regions. The Budget calculator from Deine3a will help you to realistically assess these differences.

2. health insurance and healthcare costs

Basic health insurance is required by law in Switzerland and is compulsory for all residents - including foreign nationals who are new to Switzerland. Anyone wishing to emigrate must choose a recognised health insurance company no later than three months after arrival. The monthly premiums for basic insurance vary greatly and depend on several factors: your age, your place of residence and the insurance model you choose, such as HMO, family doctor model or Telmed. The Budget calculator from Deine3a takes precisely this information into account to show you what healthcare costs you can expect when emigrating to Switzerland. This gives you a realistic picture of your monthly premium costs at an early stage and allows you to plan your budget accordingly.

3. taxes depending on the canton

The tax burden varies from canton to canton in Switzerland. The Budget calculator estimates your expected tax burden based on your gross income and canton of residence. This will give you an initial indication of how much net income you will have available in Switzerland.

4. transport and mobility

Whether you drive a car or travel by public transport affects your budget. The calculator takes into account the cost of your own vehicle as well as public transport travelcards. This allows you to weigh up which option is better for your everyday life in Switzerland - both financially and practically.

5. cost of living and fixed costs

Finally, the calculator records typical everyday expenses: food, leisure and insurance such as personal liability or household contents. These amounts can be customised depending on whether you want to live frugally or comfortably.

Summary

With the Budget calculator from Deine3a you can realistically estimate your cost of living in Switzerland. It takes into account all relevant factors - from rent and health insurance to taxes and mobility - and adapts to your personal lifestyle. This gives you a sound basis for your financial planning.

Sebastian Deitert

Author & Founder Deine3a

Do you have any questions?

You want to emigrate to Switzerland? We are here for you. Our consultations are free of charge. You can reach us via the contact form or drop by for a coffee in Zurich.