Budget calculator - How much will Switzerland cost me per month?

The savings rate shows you what proportion of your income is saved after deducting all expenses. We base this on the gross salary, i.e. the total income before deductions. With our calculator, we automatically deduct social deductions such as AHV, IV, EO and ALV. We deduct an average of 12%. What remains is the net salary, i.e. the money that is available each month. Now we deduct the individual expenses and calculate the savings rate. If you would like an exact calculation, you can contact us at any time using the contact form and we will help you emigrate to Switzerland.

• In Switzerland, emigrants with a B permit pay the so-called Withholding tax. It is deducted directly from your gross salary each month and paid to the tax authorities. The amount depends on income, marital status, children and place of residence. For income of CHF 120,000 or more or assets of CHF 80,000 or more, an ordinary tax assessment may also be necessary, i.e. you are obliged to submit your Swiss tax return every year. Our calculation is based on an average of 10% - you can determine your tax amount yourself in the budget calculator.
• The Rental costs are the largest expense item for most households. This also includes ancillary costs such as heating and water.
• The Health insurance premiums are compulsory in Switzerland and vary depending on the canton, the model chosen and the deductible. In addition to basic insurance, there is almost always supplementary insurance.
• This includes further Insurances such as personal liability, household contents, legal protection, car insurance or pillar 3a. Note: These costs are often billed annually, but must be entered per month in this budget calculator.
• Costs for Mobile phone subscriptionsInternet connections and TV fees should also be taken into account. Combination offers can help you save here. We are happy to offer you special deals - contact us.
• The amount for Food depends heavily on lifestyle. Occasional restaurant visits also fall into this category. Conscious budget management can make savings possible here.
• Costs for the car, petrol, parking fees or public transport Mobility is an important item in the budget.
• To the other expenses include leisure activities, holidays, hobbies, sports or entertainment.