Is Swiss health insurance voluntary or compulsory?
Yes, Swiss basic insurance is compulsory, while taking out supplementary insurance is voluntary. As basic insurance does not cover all costs, it is advisable to take out supplementary insurance to protect yourself against financial risks in the event of illness. After registering with the Swiss municipality, you have 90 days to apply for supplementary insurance. Health insurance to decide. It is important to note that your "obligation to contribute" applies retroactively from the date of entry into Switzerland. It is therefore not advisable to wait to take out health insurance, as you are only covered by basic insurance during this period and do not yet have supplementary insurance. We explain what a sensible combination of the two can look like: Contact form.
Jim Ince
Expert | Emigration agency Deine3a
Counselling team
Our advisory team and office staff specialise in emigrants from Germany and Austria, and we help people emigrate to Switzerland every day. If you would also like to emigrate to Switzerland, please get in touch using the contact form and get to know our team in Zurich - we look forward to hearing from you! 🤗
Budget calculator - How much will Switzerland cost me per month?
Emigrating to Switzerland: With our budget calculator, you can realistically estimate your monthly expenses in Switzerland. From rent to health insurance to taxes - the tool calculates your living costs and shows you your savings rate at the end. Ideal for preparing for your emigration to Switzerland.
Do you have any questions?
You want to emigrate to Switzerland? We are here for you. Our consultations are free of charge. You can reach us via the contact form or drop by for a coffee in Zurich.
