What is a franchise?
The deductible is your own contribution to the Health insurancesimilar to the excess in Germany. It is compulsory and can be chosen between CHF 300 and CHF 2500. The higher the deductible, the lower the monthly health insurance premiums. People who are generally healthy often opt for the highest deductible of CHF 2,500 in order to significantly reduce their monthly premiums. If, on the other hand, you regularly need expensive medication, for example, you could opt for a deductible of CHF 300. Incidentally, the amount of the deductible can be adjusted every year on 1 January. This flexibility offers the advantage of being able to adjust the deductible according to your current health situation. Do you have any questions? Get in touch, we'll be happy to help you: Contact form.

Jim Ince
Expert | Emigration agency Deine3a
Counselling team
Our advisory team and office staff specialise in emigrants from Germany and Austria, and we help people emigrate to Switzerland every day. If you would also like to emigrate to Switzerland, please get in touch using the contact form and get to know our team in Zurich - we look forward to hearing from you! 🤗
Budget calculator - How much will Switzerland cost me per month?
Emigrating to Switzerland: With our budget calculator, you can realistically estimate your monthly expenses in Switzerland. From rent to health insurance to taxes - the tool calculates your living costs and shows you your savings rate at the end. Ideal for preparing for your emigration to Switzerland.

Do you have any questions?
You want to emigrate to Switzerland? We are here for you. Our consultations are free of charge. You can reach us via the contact form or drop by for a coffee in Zurich.
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